Best Crypto Exchanges 2026: Fees, Deposits and Withdrawals Compared
Last updated: November 2, 2026. Fees change, so confirm them on each exchange before you deposit.
Disclosure: links to Binance, Bybit, BingX and MEXC on this page are affiliate (referral) links. If you sign up through them we may earn a commission at no extra cost to you. It does not change our comparison; see our affiliate disclosure and our review method.
Risk warning: crypto trading is high risk and you can lose all of your money. Exchanges can be hacked, restricted or blocked. This is general information, not financial advice. Check that each exchange is legal and available in your country.
We compare four large crypto exchanges we have reviewed: Binance, Bybit, BingX and MEXC. The figures come from each exchange’s official fee pages (checked November 1, 2026) and, where an exchange does not publish a fixed table, from its own help articles. Each section links to our full review.
Fees at a Glance
| Exchange | Spot fee (regular user) | Perpetual futures (maker / taker) | Crypto deposit fee | USDT withdrawal on BNB Chain (BEP20) |
|---|---|---|---|---|
| Binance | 0.10% / 0.10% (0.075% when paying with BNB) | See official schedule | Free (official) | 0.01 USDT, minimum 1 USDT (official) |
| Bybit | 0.10% / 0.10% | 0.02% / 0.055% | Generally free | Shown in the withdrawal window (Bybit guides estimate about 0.5-1 USDT) |
| BingX | 0.10% / 0.10% | 0.02% / 0.05% | Check the deposit page | Shown on the withdrawal page (BingX guides say typically under about $0.50) |
| MEXC | 0% maker / 0-0.05% taker (0.04% with MX discount) | 0-0.04% / 0-0.10% by contract | Free | About 0.01 USDT (MEXC articles) |
Where a cell says “shown in the withdrawal window”, the exchange does not publish one fixed figure and the amount depends on the network and the day. Binance and the trading-fee columns come from official fee pages; the other withdrawal figures are indicative.
Deposit and Withdrawal Fees Explained
- Deposits are usually free. The exchange does not charge for incoming crypto, but you pay the network fee on the sending side.
- Withdrawals cost a flat network fee set by the exchange for each coin and network, and it can change with congestion.
- Pick the cheapest compatible network. For USDT, BNB Smart Chain (BEP20) is often the cheapest, with Tron (TRC20) as a common second choice and Ethereum (ERC20) usually the most expensive. On Binance’s official table, USDT costs 0.01 on BEP20 and 0.015 on opBNB, 0.3 on Solana, 0.6 on Ethereum and 1.5 on Tron.
- Is the BNB chain free? Not zero, but close: Binance charges no deposit fee and about 0.01 USDT (or 0.00001 BNB for BNB itself) to withdraw on BNB Smart Chain.
- Match the network on both sides. Sending to the wrong network can lose your funds. Send a small test first.
- Trading fees matter more. For active traders, 0.10% spot versus 0% maker adds up faster than a withdrawal fee of a few cents.
Which Exchange Is Best For What?
| You want | Look at | Why |
|---|---|---|
| Lowest spot maker fees | MEXC | 0% maker and low taker fees, but regulatory warnings and very high leverage |
| Cheap, clearly published withdrawals | Binance | Official table: 0.01 USDT on BEP20, free deposits. Withdrawals reopened in phases from November 1; check the full proof of reserves after the October 2026 hack |
| Broad derivatives and product range | Bybit | Spot, perpetuals, options, copy trading, Earn, card; hacked for about $1.5B in February 2025 |
| Copy trading and bots | BingX | Copy trading is a core product; hot wallet hack of about $43M in September 2024 |
What To Check Before You Choose
- Is it allowed in your country? Binance, Bybit, BingX and MEXC all restrict the United States and Canada, and some restrict other countries. See each review for the official lists.
- Security history. Binance (about $6.3 billion hack, October 2026, see our news article), Bybit (about $1.5 billion, February 2025), BingX (about $43 million, September 2024). MEXC has had regulator warnings and a 2025 account-freeze controversy.
- Keep only what you trade. Move long-term holdings to your own wallet, and use two-factor authentication and a withdrawal whitelist.
- Regulated broker alternative. If you want forex and CFDs instead of crypto, see our Exness review.
More Comparisons
Our Verdict
There is no single best exchange. For low published withdrawal costs, Binance’s table is the clearest; for the lowest spot maker fees, MEXC; for product range, Bybit; for copy trading, BingX. All carry real risks, and the right choice depends on what you trade and what is legal where you live. Start small, test a withdrawal early and never keep more on an exchange than you can afford to lose.
Method: trading fees are from Binance, Bybit, BingX and MEXC official fee pages; Binance withdrawal fees are from its official fee table; other withdrawal figures come from each exchange’s help or learning articles and are indicative. Checked November 1, 2026.